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Free interactive tool
Pet Insurance Budget
Compare annual premiums and your planned deductible reserve.
Calculate your estimate
Sample inputs are illustrative only. Enter your actual costs in CAD.
Estimated amount—
How this estimate works
Add annual deductible and out-of-pocket reserves to twelve monthly premiums, then divide by twelve. This is not an insurance coverage comparison.
Important: This is a personal budgeting tool, not veterinary advice. Do not use a cost estimate to delay urgent veterinary care or to determine medication or food amounts.